hi all i need to take my saph off the road

i have about £1600
for a car and it must be insurable for someone who has 3 points and i have 2 years no claims and i passed my test on the 18th of january 2008
i carnt find a insurer who will insure my saph without it being 4k+ (and its not even a cossy lmao)
what cars ie decent insurence groups
cheep to run