Why dosent he offer to pay their excess AND a nice little lumper on top.their full of shit taking it to a bm dealer and costing 4-5 k,your mate could,if he wanted to just fuck them off. and before anyone starts,it's not what i'd do or your mate but it's happenned many times to people over the years,I know this as we get them in weekly.s.point out to them if it's through insurance they could get it all repaired as they want it.I run a bodyshop and yes you can certainly add on to cover for other repairs but you can't take the piss as insurance companies are getting wise to this.if it was you,wouldn't you want something out of it rather than just having your car repaired?not knowing their details I can't say as too how much insurance will increase by but I'd guess no more than £100 or so .if his excess is £250 (average),100 insurance excess I'd offer him a grand and I'm sure he'll be ok with it all,nice £650 in his pocket and car repaired at main dealer,can't be bad!!