Insurance won't touch cat c/d?complete and utter bollox,cat c is a VEHICLE IDENTITY CHECK,it has nothing whatsoever to do with the extent of damage to a car,it just tells the government that the car hasn't been rung,but it's questionable that it covers that even!!the test takes ten minutes at the most,they don't check any of your repairs and it's nothing to worry about.it was labours idea to get old cars off the road and make us drive Eco friendly stuff etc by attaching this stigma too cars,many of which as described are written off for broken wing mirrors and scratched panels.as the last assesor said to me about an l reg fiesta that was damaged" this won't take long,if the ashtrays full I'm writing it off".Don't be afraid of cat c/d.cat d is pretty much widely accepted as notihing to worry about and rarely affects insurance payouts,cat c can be much harder to move on as the logbooks marked then although 90% of people wouldn't even know where to look for the info.generally as a rule,people who won't touch cat d's etc tend to be quentin Wilson types who phone you and ask is the "car" for sale rather than is the escort etc. for sale to try and catch you out.catch you out for what,trading a few cars?how will those cars be any better/worse than the ones you get from a "little old lady".Where I used to work the boys changed their cars every 10 months or so,I had a fiesta zetec s brand new and did 29000 in 10 months,I put new tyres on it and corrected it to 6000 miles,so that cars already been clocked, if I'd owned that car for three years I'd guarantee it would be touching 60k for it's first mot,but what's to stop me clocking it each year so it looks like it's done say 9k for it's first mot?fuck all!!! Basically,buy the car on merit,if you like it and the price is right and everything seems ok,go for it.quick bit of advice though,some unscrupulous traders have been known in their time to sell a car as cat c/d to prevent you doing a hpi check as you think there's no point as the traders been honest,for £30 do it,there maybe finance etc owing on it and you could have a real hard time with it all.