[/quote]

appreciate the detailed reply

Right, you saying i live in a gypo area Have you know, I've never made a claim, just all the other fookers round here

no worries mate.. will get insured elsewhere just wanted to throw abit of business your way, passionford and all that [/quote]

No problem,

It may be that we only have 20-30 clients in the area say each of them are paying £500 thats a maximum of £15000. All it takes is nasty injury claim and a couple of write offs and the underwirters could be paying out near 10 times what they take in.

again sorry i couldn't help and Thanks for understanding

regards
...Neil....