Hi,

I am currently insured with HIC, have been for past 2 years. I have my renewal coming up in March time and I want to get my car down for an agreed value. My mate has done it, and he said it was easy and they didn't come out to inspect the vehicle or anything and it was just like an extra £30 on the premium.

Is this correct? If so, I will definately do it as at the moment the car is only really insured for market value, no that would be fook all, its about £2k

That's all really

Cheers all