i was thinking that
BUT when i rang the insurer they took reg details, name.... before asking what was wrong, so thats now on file, and if they didnt pay out then i gotta get a new tyre straight away.
could say i got a blow out 1 night when the office was closed so got it repaired there and then to get home, and couldnt do the neccisary approval as it was after hours.
so can i have my money back