all that tax nonsense puzzles me..i only ever look at what goes in my bank ha..i sort of work from home..if i get a job passed the previous day i go there for the stated appointment time, but if no jobs i can either wait at home or go to the suppliers and wait for a job, so im not sure if that includes personal or what..if them £510 and £220 figurews are right then £730 a year for a van sounds ok to me..virtually trouble free motoring and means i acn get rid of the runabout to save a few quid that way