as sky insurance bloke says.

As per usual idiots have ruined it for everyone.

although i dont know what the justification for removing "agreed value" policies by a lot of insurers was about??? nothings been released about horrendous claims historys on agreed value schemes. just pangs of greed in the insurance industry cutting a product that albeit specialist was in demand just to save a few pennies on the offchance theres a few total loss claims on agreed value policys.

not that im cynical