i got quoted 255 on classic for the saph that Dan @ RapidFord was selling with all mods declared to stage1, 4500miles a year, etc.
I have 3 points which FJ have said they will not count as they are close to the 5 year limit, but i also have another SP30 which they will count, but that has no points but does include a 28 day ban.
When i had my 3dr i was about 700 quid thru HIC on classic with all mods declared to 400bhp.