Cheers Jay, yeah I'm just shitting it as I got the £1,800 current policy as a heavily reduced price originally would have been £2,300 it was on my old MG ZR 1.8 but I swapped mid policy to the Focus at no extra cost to me minus admin fee however the policy runs out in September and I'm not rating my chances of getting the same or cheaper price next renewal - even with 1ncd which I didn't have previously.