i dont think you will get it any cheaper i am suprised you got a quote at all i had a dr10 and 2 bans for speeding 1 doing 142 and 1 doing 156, 11 years ago i had to wait for five years until the speeding bans had come off before any company would go near me but get the first year out of the way and the costs drop a hell of a lot just pay the high amounts for the first year and next yeat it will be halve what it is now or this is what happened to me