Sort of a simalar situation to me. had my own business and to get our house i had to self cert so but down 11k. just before recession hit around 2 years ago roughly. now we went on too a tracker and in the recession we saved around 280 per month on the tracker rate coming down etc.

now the 2 years are up around now as we were tied in for 2 years in that deal.

They have put us on another rate but its only £23 more per month, now I stopped working for my self and have a full time job now but as ive just started will i need to be in for a certain amount of time/wage slips to apply for another "better" mortgage???

sorry to hijack but any help appreciated. as im just sticking with them at the moment