pet insurance is absolute horse shit, we had it for our bulldog, he got his eye operated on and they said that any further claims on that eye will not be honoured!! Like having car insurance and after youve had a wing on they'll never do another?? Load of shit, told them where to stick it.
Good news for Murphy, at least hes gonna make it through, albeit through a lot of heart ache for you two I should imagine. Hope the selfish bitch that knocked him over cant sleep cos of it, no morals some people.