I,m insured through the rs owners club Stu, forget the name of the company ,though I can find out if you want me to..I,m the same age, no claims and speeding fine as you(SPOOKY) !!!!
For mysaff 4x4, t3,filter 17,s,dump valve stage 1 ,lowered, etc I pay £208.00 a year for 3000 miles.
Give me a shout if you want more details,Darren.