Thanks for the info guys - afraid i've been away for the weekend so only just got on the net

I sent him a PM on the forum in question and a text message pointing him in its direction. He came back asking for my paypal address claiming he'd lost it. He sent another £60 over and gave more sob stories and tales of woe.

IF he continues to keep making REGULAR payments and is making an effort to clear the debt, i'll let him take that route. Next payment missed will unfortunately be the end of any ammicable agreements!