its insane but int he past ive avoided a claim and paid myself lol why do we do that

my mate has zero no claims, hes had all sorts of accidents or hes paid people to write his own car off etc, house claims galore etc also, made a fooking fortune out of it in dribs drabs 4k here 5k there etc.

fook it use it and abuse it i say, mind you ive got 7 years no claims and the wife the same