na you can have trade policys with sdp mine covers it, non fault accidents most of the time you can go all the way but seing as your claiming off your own it will be trade oh and dont forget a few hundred excess


id say go buy one from ebay for 400 quid you will get one with blown engine etc, panel it up paint it, the legs will need a little pull to the opposite side, easy enough if your spanner minded

plus you will get 100 for the scrap of the car plus whatever you can sell off it