My mum has cleared my credit card a couple of times for me (£500 limit) and always tries to help but she's by no means rich and I appreciate any help I get so much because I too have to work for anything I want other than the little bit of help I get and althought these people getting 13k for their cars paid off etc think they're doing great now, just wait til that nan or parent ain't around no more. Sure they will prob get an inheritance but they'll spend it like water (whatever that phrase means!) and will soon have nothing. Then they'll use their great credit ratings to get credit so they can keep up the lifestyle they're used to and in the end will end up worse than any of us, all becuase they don't know the value of money.