Don't get me wrong, i'm paying the full amount for my insurance and to be on theirs. I just thought i'd ask if about the ncb situation, as ive heard conflicting arguments over it.
I left my insurance on theirs, because it was cheap and easy while running to work and back...I've basically got stuck in a rut and i've lost all these ncb.

I've found a cheap car i was going to use to build up my ncb while restoring something i'd want to drive in the future.

I'm going to get some quotes today.