Originally Posted by
KregRS
Its called sub prime. .........................................
As for the mightier than thou attitude of some, saying if you cant get mainstream credit etc, takes the piss.
Its called sub prime for a reason and the whole sub prime credit industry played a massive part in the recession so its not bollocks slagging them off with a "mightier" attitude!!!
I hold firm by my opinion that if you cant get mainstream credit then you shouldnt have credit. Even people on lowish incomes in a low paid job CAN get mainstream credit if the amount they want to borrow is affordable for thier income.
so therefore by default theres something wrong with your credit history if sub prime is the only option available to you.
Also your a mug to accept most sub prime APR's/cost of credit. Your better off going without and saving.
People need to take responsibility for debt, just because the banks have offered easy credit for people who cant afford it, the people still signed the credit agreement and took the money didnt they?????
Originally Posted by
dlatch
no finance on the car so wtf you on about
read christian and beccys thread...............
Originally Posted by
j6kyt
have u seen the other finane company advertised borro.com 85% interest. It shouldnt be allowed. They probably break your arms if you dont pay them too.
just like all the "provident personal credit" people who go round a get mugs to borrow £200 for xmas and then end up paying back 500