they are cheap, there also cunts are absolutly useless. I cancelled a policy on my M3 evo as I had sold the car I spoke on the phone about it to them and also told them i was writing to cobfirm and i will pay the 50 cancellation fee, now they got debt collectors onto me saying i owe 346 as i never cancelled policy and it was still running 4 months after i got rid of the car even though they confirmed on the phone the policy had been stopped. there an absolute joke