look mate i'll spell it out......

if you owe say 6 grand and can get 7 for your car yet you can't fookin afford the £350 a month all in or what ever it is every month, try selling your car.

tell us the age,letter and miles and if its got a higher spec or somthing.

if you said what you owed someone could do the maths and see if its worth you selling the car and paying the finance off.

if you have give up and can't be arsed divulging the info,at least i tried to be helpfull,its like i have seen this shit happen and peoples heads go down and give fucking up.