Money has no intrinsic value, after ww2, the german currency was so useless people papered the Walls of their houses with it! There is an old story about when a german woman took a wheelbarrow full of cash to buy a loaf of bread, that as she was inside getting the bread thiefs took the wheelbarrow And left the cash on the pavement.

That is why "money in the bank" is useless really, you are better off keeping it in tangible assetts like property, as it has real value.