Originally Posted by
warrenpenalver
Its a hang over from being unemployed for 8 months where i needed the overdraft to survive!!! I was mostly out of the overdraft anyway (and was in the black every pay day as well), but i needed the overdraft for parts to get car on road - ie unexpected costs. Not everyone has loads of money to save to have a big savings account for "rainy days".
:
yeah ditto that.
I didnt work for 7 months after i lost my job in 2005 but rather than claim JSA/dole/benefits or whatever it is i just ran up a huge overdraft.