Originally Posted by
Big G
I cant understand why people get an overdraft to live in, I always thought an overdraft as an emergency loan/benefit
Its a hang over from being unemployed for 8 months where i needed the overdraft to survive!!! I was mostly out of the overdraft anyway (and was in the black every pay day as well), but i needed the overdraft for parts to get car on road - ie unexpected costs. Not everyone has loads of money to save to have a big savings account for "rainy days".
Originally Posted by
DanW@FastFord
Yeah, that's a great idea. They'll ask him to replay his overdraft in full.
Its already repaid in full as i got paid on 28th and overdraft expired at midnight 31st and they just took the money. Just means the cunts took almost all of my £980 wages
Had i recieved the letter i would have emptied the account and gone else where then offered them £50 a month