FFS

I love the way people keep knocking banks all the time.

IF when you applied for the account and someone said unequivably that you will keep your normal overdraft then fine, go kick up a stink shout and moan and you might get somewhere.

But lets put the senario into another light shall we which may explain their actions...

You have informed the bank that you are now a student.

Student = Out of full time work and is now on an irregular income.

So if you had a mate who you knew earned x amount for sure and was good for money and one day turned round and said "Shit, my car has just blown up and I'm short by 100, can you spot me a ton until I get paid next week?

More than likely or not you would go sure, here is 100. Because you know you will get the money back.

Now same situation, but you know the guy isn't in regular work and the risk that they will give you the money back is a lot higher.

Would you give them the money?

No you wouldn't.

Its the same deal with the bank, your going from a normal account with a regular income which you have proved your ability to repay a 1000 overdraft to the bank to a student account, which will probably impact your ability to repay. So can you really honestly expect them to still give you the same amount of cash on an account that charges 17% per annum??

Seriously think about it.

Oh and if your a part time student, then technically you don't qualify for a student account, which is something the account opener should have checked.