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Old Sep 3, 2009 | 09:08 PM
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Psycho Warren
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From: Stoke on Trent
Default Overdraft Cancelled - WTF??

I used to have a £1000 overdraft on my halifax ultimate reward current account thingy.

Now that ive officially "enrolled" online for my course and have had the letter, at the beginning of last week i went to bank and swapped for a student account as Im starting my degree soon. I specifically asked to keep my overdraft in place as i have parts i need to buy .

Guess what fucking happens today??? go to withdraw money and find i have £35 available to withdraw when i should have more like £850!!

I ring the bank and ask whats going on and they tell me that when i transfered to a student account my overdraft was "reviewed" and was reduced to the standard £100 "buffer"!! WTF They said i was sent a letter on 26th august about my overdraft and the changes to take place on 1st sep 09!!!!!

Not only have i not recieved this letter yet (probably cunts at royal mail striking round here and bank holiday) but 5 fucking days notice that your loosing £900 is bit short notice!!!!!

To say im VERY pissed off is an understatement!!

I asked over the phone if i could reapply for an overdraft and they said that as my overdraft has just been reviewed, i cant reapply for 3 months!!! I also asked if i can retransfer back to a current account and get overdraft back that way and I cant do that as my circumstances have changed so i wouldnt get an overdraft anyway



Had i known they were going to cancel overdraft i wouldnt have changed account!!! and would still have had an overdraft!!!

Anyone else had these bank cunts do similar to them???

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