Simply put Third Party insurance cover is the lowest form of insurance a driver of a motor vehicle can have. This insurance cover covers you from the cost of any liability to other people. If, for example, you caused an accident then your Third Party cover would protect you from any costs that might be incurred in putting their vehicle back to a road-worthy state again.


Likewise Third Party insurance also covers against damage to other people’s property and injuries caused to other people.

Third Party insurance carries no excess as you cannot claim for anything yourself; only other individuals affected by your driving can claim against your insurance.
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