i was stupid when i was younger and had an xr3 and decided 2drive it with only a provisional..............anyway ended up 8points and 450quid fine on my provisional! sat my test with 8points.....passed......baught an xr3i..........costing me 135quid a month 2insure 3rd party f+t! 1400quid a year i was paying! so that might just b a ball park area 4u 2look at......................................good luck lad! im 27 now and still having trouble!