Originally Posted by
cutch
His insurance company doesnt need to know a thing if she has accepted responsibility, This happened to me on my bike, didnt need to tell them and got the bike paid for, kept it and got a payout for a sore knee. As for her insurance company making it a write off, dunno, why should they be able to do that, just get counter checks done and make sure they say it isnt wrote off.....
Technically thats a breach of the terms and conditions as im sure your policy they asked to know about ALL accidents wether fault or non-fault.
Yes its unfair that you get fucked and a hiked premium despite it being non-fault but thats the way it is. (fucking government should step in IMO).