I'm happy as larry at the moment. My mortgage rate was shite back when I got it, the companies variable rate is basically BOE + 3% which may also have been shite years ago but now is brilliant.
I'll save £150 a month when my fixed rate ends in September.

My 'esaver' bank account now earns sod all interest but who cares - I've never earned enough to be able to 'save' anyway. I'm sure folk lucky enough to afford 'savings' will be more than a little pissed right now.