hey long hair allows me to think
im talking from experience though, but mine was loans for beer and gear
finally got m sorted about 2 years ago

, never again ever !!!!
small loans are fine
i dont mind loans that are say just over a months wages, thats not a issue but 5k for a car
sorry mate, get ya cabrio done and get a proper shitter like i got for a runabout
mondeos are alot of car for no money btw