I was involved in an accident and being an old car, they said it may get written off.
They assessed and said repair would be £1600, they justified the car being worth about £2000 so said we can repair it (excess was waved as it wasnt my fault but would have to pay if it was my fault)
Other option was I retain the car, and they give me lump sum of £1600 (repair value) minus VAT so about £1400.