ive had my erst for 3 years, insured it when i was a spotty 17year old, payed 660TPFT using my dads no claims tho, im going to be paying around 900 fully comp next month but thats with 3 years no claims, its deff possible, its a fuking joke insurance, were not all shitty drivers with heavy right foot, over 60s are worst drivers than newbies id say,,