Its easy mate.

(Total value of loan * Annual Rate of Interest)/100 = Total annual rate of interest earned.

(Total annual rate of interest earned * Number of years of loan)/2 = Total amount of interest payable over term.

Total value of loan + Total amount of interest payable over term = Total Amount to be repaid.

Total Amount to be Repaid / Number of months = Total Monthly Repayments.


That should do it for you fella.