Thanks for all the reply's been out all day just reading thought it and will try a few companys for a quote, there's no way i can afford a 600+ for a traders policy and at my age that'll be 800+ easy.

The cars i will drive will be insured them selfs any way, The main reason i want it is so i can borrow my mum's £800 pug 106 when my range rover breaks down and so i can pick up my sisters £300 mondeo when it needs some work and to take mates cars in to work for mot's.

Jonnyrsturbo - kwik fit won't cover me it's the one company that make's it clean when you do a quote, wish they were all like that. so check your policy if you renew they mite have changed it.

any one else got any companies i can try.