Mike-Personally, i enjoy having a few toys, i had toys before i started and will never be without something. All my cars are my own, i don't have to answer to anyone when i regularly break them! lol

I would share one car (like i did with Simon and the Bonus) and that worked, but i still need my own just so i can vent stress or collect them whenever i want for a nice drive etc.

I manage my finances very well, I think. I rent two homes. I spend plenty just because i don't waste cash anymore.
The cars until recently were declared SORN so that saved money for mods. Car's don't have to cost a lost, the Bonus ran like an animal for peanuts.

I work freelance whenever possible, which is usually a tidy earner