Old Apr 12, 2009 | 11:34 AM
  #6  
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dave_y
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In that situation the person to be added to the existing account is still credit searched and it would bring it up and the bank would decline the application i expect.

When ever a joint application is done a financial association will be created between the 2 people so I imagine it won't do the person (with the good credit rating) any favours. To get it removed you have to contact the credit reference agencies and ask them to remove the link between them and the other person.
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