They are a lot stricter though as well with their conditions.

Used to have the cabby insured with them and it HAD to be kept garaged @ all times otherwise it was not covered, which was a nightmare if parking it @ my place overnight on the drive before a show (is usually garaged elsewhere for security), Peter D James do not care where it is kept overnight, as long as it is garaged when @ the garage postcode.

Also, Heritage restricted the mileage, Peter D James do not.