Originally Posted by Maria.

This is VERY true!

Although i think your mate is being shafted for the IFA's fee!

Basically what happened, is people were mis-sold thier protection policy, some werent even told they had it! And the charge was just added to their mortgage. If you have enough evidence that you were mis sold it ( ie: plead ignorance ) there is every possibility you will get every penny back that you have paid towards the mis sold policy and in some rare cases, people have had their mortgages wiped. but that is very rare!