I would wait till the setup and see what it's like after that smoke wise.
My engine has done 160,000+ and the bottom end is worn, I was at a set of traffic lights the other day and the farmer in his tractor said jesus your engines noisy!!, well not quite but you get the picture.
As yours is nice and quiet may just need rings if not too much bore wear, but that mileage I would bore it anyway to next size.
Just weigh up the cost of the oil and how many miles you do etc, and you could probably get a few more years out of it, though if daily driver would pay to get done.
tabetha