Originally Posted by
Fudgey
gayness.
the banks are all a bunch of robbing cunts.
just had the parpework from nationwide for the last year.
after paying off 8.5k... we have actually reduced our mortgage by 2.5k..
fucking sucks arse!
we still have 4 years left on the 5.19% fixed rate paying £700 a month on a 21 year loan, and the other £35k nationwide said we can have would be an additional £130 a month on a 2 year fixed 7.09% rate and 30 years.
in the last 2 years,, roughly 55% of my payments have been for the intrest on the loan, the mortgage total ammount has only gone down from £180k to £168.5k
Originally Posted by
wayne thomas
I doubt anybody else will better them. There will almost certainly be penalties for getting out of your fixed term 4 yrs early, 3-4k I'd bet, which equates to around 30 months worth of payments on your proposed 7.09% additional advance!! Then add arrangement fee with new mortagage company.
To my mind that leaves you 2 choices, stay with your current lender or stay with your current house.
only if he were to change anything about the mortgage
best bet would be to ask the bank itself what the scores are if you were to think about moving house and what
they would be prepared to do for
you if you were moving
if you have had no problems in the past i can't see them being problomatic
at least if they are you'll know about it before you get shafted