Roosie,
Lad was a cock, as the car landed it folded the front end and burst a tyre and they rolled at least 3 times. They had to climb out of the windows. My mate should have claimed but he blagged it with the modelling thing and inflated the payout as a result. He wasn't with an agency it was just a rep had given him a card and said there was a chance he could do it!
Not having a go but 80% of the time without a seatbelt!! I'm not worried about me(but i'm by no means perfect) but the standard of driving today is shocking i personally feel i'd like to take all reasonable steps towards my own safety. Also i do it to set an example to my kids.