Originally Posted by
Christian and Beccy
0.49% is awesome. Shame there's nothing even close to that at the moment.
4.5% fixed is about as good as its gets really as far as we can see.
We're on 4.69% standard variable rate prior to this latest cut.
in about the same boat as you Christian. 2 year fixed ran out last month and we went on the standard variable rate at a lower rate than we had previously fixed at. that will now be even lower hopefully but the key will be knowing when to and finding a good deal to fix again before the upturn.
in the scheme of things, a 4.5% fixed is a cheap loan really.