Hi Twoblacklines,

As most of the guys on here have already identified, there is more to a vehicle than it's grouping from an Insurance perspective.

All vehicles are allotted a vehicle grouping following testing/analysis at the Thatcham research institute, who work in conjunction with the Association of British Insurers (ABI).

The ABI act by providing an industry standard listing that is initially adopted by most Insurers, who then refine the grouping, terms or acceptance of a vehicle based upon a combination of their historic experience and Undewriters ethos in relation to the vehicle.

You can find the ABI vehicle schedule suggested group listing for all rated and coded vehicles by clicking this link:

http://www.thatcham.org/abigrouprating/

This will give you the ABI listing when originally rated, but you have to bear in mind that it isnt the ABI that manage the risks, or pay the claims at the sharp end - so whilst the list will be a decent guide, it will vary from Insurer to Insurer and you can't simply source the lowest group you see for the vehicle upon the internet, then attempt to get all Insurers to adopt this.

The E36 M3 is a problem from a claims perspective and as Oranoco has correctly listed, we could cover a Boxster for less.

We can cover E30 and E46 model M3's, but our Underwriters had such a bad time on the E36 that we unfortunately cant offer competitive terms.

Kind regards

Tony