Hi Turbo-Beal,
Just seen this and would be happy to look into it for you.
Each Underwriter we deal with has slightly differing benefits - we do have underwriters that offer agreed value, track cover and finance plans.
It seems that the most competitive underwriter for your circumstances would have been the one offered and we usually check to see as to whether features like track driving will be required, which is probably why this was highlighted to you.
If it's within 14 days we can cancel upon cooling off with a nominal charge being applied by the Underwriter that you are being covered by.
Prior to doing this I can review your calls/discussions and application then check the other available specialist Underwriters to see as to whether they could offer trackday cover, agreed value or instalments.
We would usually offer you options to decide at the time, but they may be slightly more premium wise.
Kind regards
Tony