Originally Posted by
Gavsp
Is that true? That kind of happed to me I stopped at a roundabout as I done a shoulder check this guy was going to fast and hit me, it sent my flying. I was on my motorbike, Hence the reason why I’ve just brought a focus. Does that mean that I’ve got to declare this on the insurance company even if it’s not my fault?
Originally Posted by
C4llyT
Yep, usually asks any claims irrespective of fault.
Class you as more likely to have an accident/claim, is shit really.
Not across the board, but usually your insurance will go up for a non fault claim.
yup, that's the fucker
nowadays they also ask you the cost of the claim as well, even thoguh you may not have a clue, but i think it's more to do with so many personal injiruy claims coming through now, if you have a history of them they may up the premium
take for example the granada that i was rear ended in, it was insured in my dads name, i was the named driver and got written off
the cost of the claim was the £800 for writing the car off, plus the £1250 for the compo whiplash etc so when the renewal came it was £400 for the old man
i called the same insurance company to say "can i be the policy holder and my dad be the named driver" and it was £700, yet if i remained the named driver on m dads policy, it dropped won to £400 again because even though my dad had made a claim on his policy, it was me who had had the claim and not him
insureance is a silly game, with rules made up to confuse us all, but if you want the proper speil, speak to tony@greenlight , he's a trader on here (at least he was the last time i spotted him) and ask for some insider info as to how it may work