Hi guys,

Basically, my dad ran into the back of someone tonight in his daily runabout. Only a £300 micra so no big loss, but does he need to tell his insurers about it? As in, the car is worth fuck all as it is, so he's probably going to chuck it and get another daily hack but obviously the other guy is going to claim off his insurance.

So does my dad need to tell our insurers anything or wait till the claim comes from the other party?

Thanks.