I am of the opinion that if someone is liable then claim, that way people and employers included might actually start to give a shit about other people, in respect to things they do that cause harm to others, the same reason we all have to pay car insurance, or should we say it's just an accident deal with it ?
And yes been there done that drink driver 19 months in hospital, 20+ breaks, coma for 3 months, disabled now and didn't get a penny, hit and run but I defo would not have said I will just deal with it as it is an accident.
tabetha