I've not stopped, then I don't spend lots anyway, always bought own brand stuff mostly at the supermarkets anyway and never spent loads of clothes, CDs and other stuff, but still been out for meals, drinks, keep a pony (albeit she doen't cost much to keep 80 a month max)
Everytime I go to town there is still loads of people, which makes me think 'what credit crunch' the shops are still packed round here
Z